Accounting Insights | Eastmure & Associates

Accounting Insights

Practical tax, business, and financial advice for Christchurch SMEs and medical professionals

52 posts

ACC Levies for Doctors: What You Are Probably Overpaying
Medical Professionals

ACC Levies for Doctors: What You Are Probably Overpaying

ACC levy misclassification is surprisingly common among medical professionals in New Zealand. Here is how the levy system works, why doctors are particularly exposed, and what a review can do.

4 min readPeter Eastmure
#ACC levies#doctors#medical professionals
The Best Company Structure for Doctors in New Zealand
Medical Professionals

The Best Company Structure for Doctors in New Zealand

Sole trader, company, or look-through company — the right structure for a GP or specialist depends on your income, risk profile, and long-term goals. Here is how to think through the decision.

5 min readPeter Eastmure
#company structure#doctors#medical professionals
KiwiSaver and Tax: What Every New Zealander Should Know
Tax

KiwiSaver and Tax: What Every New Zealander Should Know

KiwiSaver comes with real tax advantages that most members do not fully understand — from the annual government contribution to PIE tax rates and employer contributions. Here is what you need to know.

9 min readEastmure & Associates
#KiwiSaver#NZ tax#retirement savings
How to Get a Tax Refund in NZ: Everything You Need to Know
Tax

How to Get a Tax Refund in NZ: Everything You Need to Know

Millions of New Zealanders are owed a tax refund every year — but not everyone claims it. Here is exactly how the NZ tax refund process works, who qualifies, and how to get your money back.

10 min readEastmure & Associates
#tax refund#NZ tax#IRD
Do I Need to File a Tax Return in NZ? The Complete Guide
Tax

Do I Need to File a Tax Return in NZ? The Complete Guide

Not everyone in New Zealand needs to file a tax return — but some people must, and others are missing out by not filing. Here is exactly how to know where you stand.

9 min readEastmure & Associates
#tax return#IR3#PAYE
How Much Tax Do I Pay in NZ? A Plain-English Guide
Tax

How Much Tax Do I Pay in NZ? A Plain-English Guide

Wondering how much income tax you actually owe in New Zealand? This guide breaks down exactly what you pay at every income level — with real dollar examples.

9 min readEastmure & Associates
#income tax#NZ tax#PAYE
How to Make Your Business More Profitable: A Practical NZ Guide
Business Advisory

How to Make Your Business More Profitable: A Practical NZ Guide

Profit is not just about revenue — it is about what you keep. This guide covers the practical levers New Zealand business owners can pull to improve profitability without working harder.

10 min readEastmure & Associates
#business profitability#small business NZ#business advisory
What Can I Claim on Tax in NZ? The Complete Deductions Guide
Tax

What Can I Claim on Tax in NZ? The Complete Deductions Guide

A plain-English guide to every tax deduction available to New Zealand employees, contractors, landlords, and small business owners — and exactly how to claim them.

10 min readEastmure & Associates
#tax deductions#what can I claim#NZ tax
Will New Zealand Ever Get a Capital Gains Tax? The 2026 Debate Explained
Tax

Will New Zealand Ever Get a Capital Gains Tax? The 2026 Debate Explained

New Zealand remains one of the few developed countries without a capital gains tax. With the debate resurfacing again in 2026, here is where things stand, what the arguments are, and what it could mean for business owners and investors if a CGT is ever introduced.

5 min readPeter Eastmure
#capital gains tax#CGT#New Zealand tax